Nicole Veliz of Perfect Cents is a delight to work with. Money management is definitely not my best skill, but she is helping me to be smart about budgeting, and to better understand my income and outgo. She appreciates my interests, and is helping me to pursue them while still becoming financially responsible.

As newlyweds, my husband and I decided to reach out to Nicole for some financial guidance. She has worked with us to combine our finances and learn how to use our income wisely. She assisted us with allocating our money smarter and in turn that helped us pay more of our debt down.  Nicole has put us on the right path to financial freedom, and now everything makes “perfect cents”.

Let me start by saying I was not a money savvy or money minded person prior to having the support of Nicole from Perfect Cents. I always knew that I should save money and plan for my future but I never knew the right or best way. I was the type of person that would receive money and spend it along with saying, “I will save more next time” but never did.  After working with Nicole and having her support and guidance, I have a better understanding of how important it is to save and how to best save for my future. She understands that I enjoy getting my nails done and stopping at Starbucks for coffee, but she helped me budget appropriately.  Nicole helped me learn how to be financially stable and strong while having fun! If you are looking to make changes that will help you now and, in the future, I would NOT hesitate…reach out to Nicole at Perfect Cents. She is a wise woman who will support you in so many ways. Thank you, Nicole!

I want to extend a sincere thank you to Nicole for her outstanding assistance with my finances that went above and beyond. After a grueling divorce that left me overwhelmed and not knowing where to turn for advice, I heard through word of mouth of a woman who helps with finances. After my first call with Nicole, she gave me a good feeling and my instincts told me to trust her. I could see behind her friendly smile that there was this helpful, confident and knowledgeable woman, which certainly gave me the hope that I needed. She contributed much devotion by taking the time to perfect a plan designed specifically for my delicate situation. Her empathy towards me was outstanding and she made me feel like a real person by listening and caring. Nicole made sure that I fully understood the plan that she executed for me. She’s not just a businesswoman like others. She’s unique and down to earth who has kindness and empathy for her clients and will make you feel welcome. I really can’t thank Nicole enough for getting my finances in an order that is simple enough for me to understand. She has turned my difficult situation around and made my life so much easier. I recommend choosing Perfect Cents to others who are struggling with finances. Nicole is amazing and you won’t regret this decision! Thank you very much Nicole!