I’m a certified National Financial Educators Council professional.

I have a great interest in personal finance and years of experience in the financial industry. I specialize in providing tailored financial coaching services to individuals and families seeking to take control of their finances through education and guidance.

Personal finances are an incredibly important topic to me as I have experienced and worked with several people close to me going through transitions and need that support starting over. It gives me so much joy and happiness knowing that I can help people during a time of uncertainty.

I have a strong belief in supporting my community. Through my experiences in supporting many of the women in my life navigate through difficult financial transitional times, I have a developed a passion for serving women who are going through divorce/separation, single mothers, and educating young adults.

As a young adult I never received the education needed regarding personal finances. As many young adults do, I racked up credit card debt, student loan debt and my spending was all over the place - I had no idea where my money was going. This carried over to my adult life with my spouse as I never thought there was a way to correct this state of thinking. Fast forward to today, I was able to develop and execute a plan to get us debt free and keep us debt free, develop a substantial savings, and plan for the future.

I always wonder what I could have done if I had these tools sooner but its never too late to realize and make the change.

We’re in this together!

Nicole Veliz

Let's do this!


Why Choose Perfect Cents?

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Create A Healthy Money Mindset
I will help you identify and change behaviors that may be hindering your financial progress, such as overspending, impulse buying, or procrastination. We will work together to develop health financial habits and mindset shifts that support long-term financial success.