A Place to Learn and Build Financial Confidence
Welcome to the Financial Coaching Blog at My Perfect Cents.
This space was created for individuals and families who want to better understand their finances and feel more confident about the decisions they make with their money. Personal finance can feel overwhelming, especially during periods of change. Many people are simply never taught the tools needed to manage money well. This blog is here to help close that gap.
Meet Nicole Veliz
I am Nicole Veliz, a certified professional through the National Financial Educators Council and the founder of My Perfect Cents. My work focuses on helping people take control of their finances through education, practical guidance, and personalized coaching.
A Personal Journey Into Financial Education
Like many people, my own financial journey was not perfect. As a young adult, I did not receive much education about managing money. Credit card debt, student loans, and unclear spending habits made it difficult to feel in control. Over time, I learned how to change that. By creating a plan and developing healthier financial habits, my family and I were able to become debt free, build savings, and start planning for the future.
That experience shaped my passion for financial education. I know how powerful it can be when someone finally feels confident about their financial situation.
Who This Blog Is For
A large part of my work focuses on supporting women who are navigating financial transitions, including divorce or separation, as well as single mothers and young adults who want to build strong financial foundations early in life. Everyone deserves access to clear financial guidance and the opportunity to create a stable future.
What You Can Expect Here
In this blog you can expect practical articles on topics such as budgeting, debt management, savings strategies, financial mindset, and planning for important life changes. Each post is designed to provide clear explanations and actionable steps you can apply to your own situation.
Financial progress does not happen overnight. It happens one decision at a time, with the right tools and support.
Work With Me
If you would like personalized guidance for your financial situation, I invite you to get in touch. Financial coaching can help you organize your finances, build a plan, and move forward with clarity and confidence.
Stay Connected
Thank you for being here and taking a step toward greater financial confidence. Be sure to follow the Financial Coaching Blog for new articles, practical tips, and ongoing financial guidance.
Nicole Veliz
My Perfect Cents
